Bad Faith Insurance Claims Attorneys in Victoria, TX

Protecting Your Rights in Hurricane and Weather-Related Insurance Claims

When disaster strikes, the aftermath can feel overwhelming. Hurricanes, floods, and severe storms in Victoria, TX, often cause extensive property damage, leaving home and business owners to rely on their insurance coverage for relief. Unfortunately, insurance companies may not always act in your best interest. When an insurer delays, denies, or undervalues a legitimate claim, it may be operating in bad faith.

At Cole, Cole, Easley, & Sciba, P.C., our experienced bad faith attorneys are dedicated to helping Texans pursue justice against unjust insurance practices. Whether your property suffered hurricane-related damages or you’re dealing with a commercial first-party claim for incidents like building fires, our team is here to protect your rights and ensure you receive the compensation you deserve.

What Is a Bad Faith Insurance Claim?

Insurance companies are legally obligated to act in good faith when processing and resolving claims. This means they must evaluate claims promptly, communicate clearly, and provide fair settlements based on the terms of your policy. 

However, in bad faith situations, insurers may engage in improper practices, such as:

• Unreasonable delays in claim investigations and payouts.
• Unjust denials of valid claims without a clear explanation or proper investigation.
• Underpayments or lowball offers that fail to cover the extent of damages.
• Misrepresentation of policy terms or coverage.

If you suspect your insurer is acting in bad faith, you need knowledgeable legal representation to hold them accountable.

Don’t face bad faith insurance practices alone. Contact us today if you’re navigating hurricane-related damages or commercial first-party claims such as building fires. 

Bad faith insurance practices are widespread following natural disasters that generate high claims volumes or in the wake of major incidents like building fires. 

Common situations include:

• Hurricane or Weather-Related Losses – Severe storms result in billions of dollars in property damages across Texas each year. However, policyholders may face challenges when insurers dispute damage assessments or delay payouts indefinitely.
• Commercial First-Party Claims – Business owners often struggle with insurers when filing claims for fire damage or other serious incidents. These disputes can leave essential operations in limbo.

Our firm understands insurers' tactics for minimizing payouts. With years of experience navigating bad faith negotiations, we strive to recover the compensation our clients are rightfully owed.

How to Identify and Avoid Bad Faith Insurance Practices

Recognizing bad faith practices can help you protect yourself and act quickly. 

Some red flags to watch for include:

• Lack of communication or failure to respond to your inquiries.
• Refusal to provide a written explanation for denied claims.
• Requests for excessive or irrelevant documentation.
• Adjusters pressuring you into accepting a low settlement.

To avoid falling victim to bad faith practices, document all communications with your insurer and seek legal advice if you notice any concerning behavior.

Choose Cole, Cole, Easley, & Sciba, P.C. for Legal Support

At Cole, Cole, Easley, & Sciba, P.C., we know the stress and frustration that bad faith practices can cause. Our skilled attorneys in Victoria, TX, bring a deep understanding of insurance law and decades of experience fighting for policyholders’ rights. When you choose us, you gain a trusted team that will thoroughly investigate your claim, negotiate with insurers on your behalf, and, if necessary, litigate to ensure justice is served.